A PDF version of the report is available here. Executive Summary The era of digitisation may have begun, when the Personal computer became available as a mass market device in the year 1970, when the Altair 8800 was introduced, but it accelerated at great speed in the 2000s, when internet companies figured out how to create […]
Context Digital lending is growing rapidly and along with the growth there has been a noticeable rise in consumer harms. These harms arise due to a variety of factors such as regulatory void on upcoming technology and data use in the financial sector, digital literacy, financial literacy leading to exploitative practices and suboptimal outcomes such […]
Through recent guidelines, the Reserve Bank of India mandated the deletion of card on file details by merchants and PA/PGs post 31.12.21. They also expanded the scope of application of the tokenisation framework to help counteract potential disruption. The Dialogue and DeepStrat conducted a series of interviews with key stakeholders in the digital payments ecosystem […]
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