Context Digital lending is growing rapidly and along with the growth there has been a noticeable rise in consumer harms. These harms arise due to a variety of factors such as regulatory void on upcoming technology and data use in the financial sector, digital literacy, financial literacy leading to exploitative practices and suboptimal outcomes such […]
Through recent guidelines, the Reserve Bank of India mandated the deletion of card on file details by merchants and PA/PGs post 31.12.21. They also expanded the scope of application of the tokenisation framework to help counteract potential disruption. The Dialogue and DeepStrat conducted a series of interviews with key stakeholders in the digital payments ecosystem […]
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